Partner Privacy Notice

FlashTerminal has one Privacy Policy for everyone. This notice summarises the parts that apply to affiliate partners, so you can find them quickly. The full rules are in our Privacy Policy, mainly section 12. If this summary and the Privacy Policy ever differ, the Privacy Policy prevails.

What we collect from partners

• Application:
  • your name as on your ID;
  • your email, phone and country;
  • your address and date of birth;
  • the code you choose;
  • the device platform you applied from;
  • when you accepted the Affiliate Program Agreement, and which version you accepted.
• Identity check (KYC): this runs through DigiLocker, operated by our verification provider (currently Cashfree), with your consent. You may use your PAN and another official document instead of Aadhaar.
  • From Aadhaar: your name, date of birth, gender and address; a parent’s or guardian’s name, if the record shows one; your photograph; and the number as DigiLocker provides it (normally masked).
  • From PAN: your PAN and the name on it.
  • We never store your full Aadhaar number.
  • We delete the photograph, and the rest of the DigiLocker response, within 30 days after the verification decision.
• Bank details: account holder name, account number, IFSC, bank name, the name your bank holds, and the verification result.
• Tax details: your PAN, and your GSTIN and tax residency where they apply.
• Channel verification (optional): your YouTube, Instagram or X account ID, handle, display name and follower count. We ask only for read-only access. We never see your password or keep the platform’s access token, and we cannot post for you.
• Program records: your status, commission rate, commissions, reversals, balances, payouts, coupons, campaigns and messages with us.

Why we use it

• to review your application and verify your identity and age;
• to prevent fraud;
• to verify your bank account and pay you;
• to calculate commissions;
• to meet tax law, including TDS and PAN rules;
• to run your Dashboard.

Who receives it

• identity and bank-verification providers (currently Cashfree, and RazorpayX for bank checks);
• payout providers: our bank, and Payoneer or Borderless where we offer them;
• the Income Tax Department and other authorities, as the law requires;
• the cloud and service providers named in the Privacy Policy.

We do not sell partner data.

What you see about referred users

You see only their username, country, join date and whether their account is verified, plus aggregate sign-up and coupon figures. Your commission list shows a partly masked name next to each credit. We never show a breakdown of fewer than 5 people.

You never see their contact details, payment details, trades or holdings, and you must not try to identify or contact them. See section 15 of the Affiliate Program Agreement.

How long we keep it

• Commission, payout and tax records, and your name, PAN and verification result: as long as tax and company law require, currently up to 8 years after the financial year of your last payment. Then we delete them.
• Your Aadhaar photograph and the rest of the DigiLocker response: deleted within 30 days after the verification decision.
• Channel checks: each check stays valid for 90 days. We delete the record of your checks within 30 days after your partner account closes.

Your rights and contact

You can:

• access, correct or erase your data, subject to what the law requires us to keep;
• withdraw consent (we cannot pay you without verified identity and bank details);
• nominate someone to act for you;
• complain to us, then to the Data Protection Board of India.

To do any of these, write to connect@flashterminal.com (subject: “Privacy”) from your registered email. We acknowledge within 48 hours and resolve within 30 days. Our Grievance Officer’s details are in section 16 of the Privacy Policy.